RichTuga

The Only Free Lunch: Averaging Uncorrelated Strategies

Why combining mediocre-but-independent edges beats polishing a single great one — and the one assumption that quietly ruins it.

Jul 19 • Fabio Capela

The Invisible Hands: How Market Makers Keep Markets Running

Every time you buy a stock and the trade fills in a fraction of a second, someone was on the other side of that transaction, ready and waiting.

Jul 1 • Fabio Capela

1

June 2026

FIRE has been lying to you about frugality

Everyone in this movement is optimizing the one variable that can't actually set you free. I'm going to show you the math.

Jun 18 • Fabio Capela

1

1

The 'High Burn' Trap: Why a $260k Salary Can Still Leave You Broke

Unpacking the illusion of a high-income lifestyle and the systemic fragility of modern wealth.

Jun 12 • Fabio Capela

13

2

The Foundations of FIRE: A Comprehensive Guide

The mathematical, strategic, and psychological foundations of Financial Independence.

Jun 10 • Fabio Capela

April 2026

The Generative FIRE

Cultivating Purposeful Contribution Beyond the Balance Sheet

Apr 16 • Fabio Capela

What is FIRE ?

A Beginner's Guide to Financial Independence, Retire Early in Europe

Apr 15 • Fabio Capela

1

Emergency Fund

How Much Do Europeans Really Need ?

Apr 14 • Fabio Capela

March 2026

Beyond the 4% Rule

The Mental Transition of FIRE

Mar 1 • Fabio Capela

1

February 2026

The Great Shift: Navigating the Withdrawal Phase of FIRE

“Getting rich is about making money; staying rich is about managing it“

Feb 21 • Fabio Capela

September 2025

The Barbell Strategy That Got Schooled by Simple Math

A 30-year reality check on sophisticated portfolio theory

Sep 5, 2025 • Fabio Capela

June 2025

Why Your Brain is Your Worst Investment Enemy (And How to Fight Back)

The most sophisticated investment strategy in the world is worthless if you can't stick to it.

Jun 26, 2025 • Fabio Capela